$QFIN

Qfin Holdings, Inc.

No enriched coverage for $QFIN in the last 7 days.

—
$3K
Yan Andrew Y
0%
See all $QFIN insider activity →

A Profit Collapse Masks Qfin’s (QFIN) Bigger AI Ambitions

Qfin Holdings (QFIN) reported a 25.1% year-over-year decline in total loan volume and a 52% drop in non-GAAP net income for Q2. However, revenue from its technology solutions business surged over sixfold, with loan volume tied to this unit up 515% year over year. The company is shifting focus to AI-driven lending, signing two new projects with banking partners. Despite improvements in risk metrics, overall performance was impacted by reduced growth spending and higher loan provisions.

QFIN sentiment & insider activity

Recent QFIN coverage spans earnings, insider activity and regulation.

In the last 30 days, QFIN insiders filed 1 SEC Form 4 transaction — no purchases and 1 sale ($3K). The most active reporter was Yan Andrew Y with 1 filing.

What's driving QFIN

AlphAI scores every news story that mentions QFIN with an AI model for sentiment and relevance, and aggregates insider trades from Qfin Holdings, Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.

News on $QFIN

Score
$QFINMed

A Profit Collapse Masks Qfin’s (QFIN) Bigger AI Ambitions

Qfin Holdings (QFIN) reported a 25.1% year-over-year decline in total loan volume and a 52% drop in non-GAAP net income for Q2. However, revenue from its technology solutions business surged over sixfold, with loan volume tied to this unit up 515% year over year. The company is shifting focus to AI-driven lending, signing two new projects with banking partners. Despite improvements in risk metrics, overall performance was impacted by reduced growth spending and higher loan provisions.

$QFINHighAI 8/10

Qfin (QFIN) Q2 2026 Earnings Call Transcript

Qfin reported Q2 2026 revenue of RMB 3,566.6 million, down due to lower loan volumes and pricing. Non-GAAP net income was RMB 454.9 million, with EPS of RMB 3.72. Loan volume fell 25.1% YoY, while technology solutions grew 515%. Management cited industry liquidity pressures and regulatory actions as challenges, guiding Q3 net income to RMB 400-500 million. The company suspended share buybacks and declared a $0.46 ADS dividend.

$QFINHighAI 8/10

Why is Qfin Holdings stock plummeting today?

Qfin Holdings (QFIN) stock fell 17.6% to $9.50 after reporting Q2 2026 revenue of RMB 3.57B, missing estimates and down 31.6% YoY. Profit dropped to RMB 455M. Analysts downgraded the stock, citing liquidity challenges and weak loan volume. The S&P 500, Dow, and Nasdaq were flat, indicating the decline is company-specific.

$QFINMed

Qfin stock tumbles 18% after multiple analyst downgrades

Qifu Technology (QFIN) shares fell 17.9% after multiple analysts downgraded the stock, citing sector challenges and weak guidance. Morgan Stanley cut its target to $13, Jefferies to $15.40, JPMorgan to $9, and Citi to $8, with some maintaining positive ratings. The downgrades followed Q2 results and Q3 guidance that missed expectations.

$QFINHigh

Qfin Holdings, Inc. (QFIN): Financial results for Q2 2026

Qfin Holdings, Inc. (QFIN) furnished an SEC Form 6-K — earnings release. Exhibit 99.1 Qfin Holdings Announces Second Quarter and Interim 2026 Unaudited Financial Results and Declares Semi-Annual Dividend Shanghai, China, August 25, 2026, Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Te

$QFINMed

Why is Qfin stock sliding today?

Qfin Holdings shares fell 3.7% to $12.33 ahead of its Q2 2026 results due tomorrow. Investing.com cites analyst expectations for about a 44% year-over-year EPS decline and lower revenue, tied to China consumer credit pressures and fintech regulation. JPMorgan kept a Neutral rating and cut its price target to $13.50 from $14.50.

Related tickers