$QFIN

Qfin Holdings, Inc.

No enriched coverage for $QFIN in the last 7 days.

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$4.9M
Yan Andrew Y
0%
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A Profit Collapse Masks Qfin’s (QFIN) Bigger AI Ambitions

Qfin Holdings (QFIN) reported a 25.1% year-over-year decline in total loan volume and a 52% drop in non-GAAP net income for Q2. However, revenue from its technology solutions business surged over sixfold, with loan volume tied to this unit up 515% year over year. The company is shifting focus to AI-driven lending, signing two new projects with banking partners. Despite improvements in risk metrics, overall performance was impacted by reduced growth spending and higher loan provisions.

Qfin (QFIN) Q2 2026 Earnings Call Transcript

Qfin reported Q2 2026 revenue of RMB 3,566.6 million, down due to lower loan volumes and pricing. Non-GAAP net income was RMB 454.9 million, with EPS of RMB 3.72. Loan volume fell 25.1% YoY, while technology solutions grew 515%. Management cited industry liquidity pressures and regulatory actions as challenges, guiding Q3 net income to RMB 400-500 million. The company suspended share buybacks and declared a $0.46 ADS dividend.

QFIN sentiment & insider activity

Recent QFIN coverage spans earnings, insider activity and market movers.

In the last 30 days, QFIN insiders filed 2 SEC Form 4 transactions — no purchases and 2 sales ($4.9M). The most active reporter was Yan Andrew Y with 2 filings.

What's driving QFIN

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News on $QFIN

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A Profit Collapse Masks Qfin’s (QFIN) Bigger AI Ambitions

Qfin Holdings (QFIN) reported a 25.1% year-over-year decline in total loan volume and a 52% drop in non-GAAP net income for Q2. However, revenue from its technology solutions business surged over sixfold, with loan volume tied to this unit up 515% year over year. The company is shifting focus to AI-driven lending, signing two new projects with banking partners. Despite improvements in risk metrics, overall performance was impacted by reduced growth spending and higher loan provisions.

$QFINHighAI 8/10

Qfin (QFIN) Q2 2026 Earnings Call Transcript

Qfin reported Q2 2026 revenue of RMB 3,566.6 million, down due to lower loan volumes and pricing. Non-GAAP net income was RMB 454.9 million, with EPS of RMB 3.72. Loan volume fell 25.1% YoY, while technology solutions grew 515%. Management cited industry liquidity pressures and regulatory actions as challenges, guiding Q3 net income to RMB 400-500 million. The company suspended share buybacks and declared a $0.46 ADS dividend.

$QFINHighAI 8/10

Why is Qfin Holdings stock plummeting today?

Qfin Holdings (QFIN) stock fell 17.6% to $9.50 after reporting Q2 2026 revenue of RMB 3.57B, missing estimates and down 31.6% YoY. Profit dropped to RMB 455M. Analysts downgraded the stock, citing liquidity challenges and weak loan volume. The S&P 500, Dow, and Nasdaq were flat, indicating the decline is company-specific.

$QFINMed

Qfin stock tumbles 18% after multiple analyst downgrades

Qifu Technology (QFIN) shares fell 17.9% after multiple analysts downgraded the stock, citing sector challenges and weak guidance. Morgan Stanley cut its target to $13, Jefferies to $15.40, JPMorgan to $9, and Citi to $8, with some maintaining positive ratings. The downgrades followed Q2 results and Q3 guidance that missed expectations.

$QFINHigh

Qfin Holdings, Inc. (QFIN): Financial results for Q2 2026

Qfin Holdings, Inc. (QFIN) furnished an SEC Form 6-K — earnings release. Exhibit 99.1 Qfin Holdings Announces Second Quarter and Interim 2026 Unaudited Financial Results and Declares Semi-Annual Dividend Shanghai, China, August 25, 2026, Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Te

$QFINMed

Why is Qfin stock sliding today?

Qfin Holdings shares fell 3.7% to $12.33 ahead of its Q2 2026 results due tomorrow. Investing.com cites analyst expectations for about a 44% year-over-year EPS decline and lower revenue, tied to China consumer credit pressures and fintech regulation. JPMorgan kept a Neutral rating and cut its price target to $13.50 from $14.50.

$QFINHighAI 9/10

Qfin (NASDAQ:QFIN) Shares Gap Up After Better

Qfin Holdings (NASDAQ:QFIN) shares rose before Wednesday trading after earnings beat expectations. The stock closed at $12.59 and opened at $13.90. Qfin reported EPS of $1.04 vs $0.96 consensus and revenue of $567.01M vs $476.92M. Analysts cited mixed ratings; MarketBeat shows “Reduce” consensus and $22.20 average target.

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