Qfin (QFIN) Q2 2026 Earnings Call Transcript
Qfin reported Q2 2026 revenue of RMB 3,566.6 million, down due to lower loan volumes and pricing. Non-GAAP net income was RMB 454.9 million, with EPS of RMB 3.72. Loan volume fell 25.1% YoY, while technology solutions grew 515%. Management cited industry liquidity pressures and regulatory actions as challenges, guiding Q3 net income to RMB 400-500 million. The company suspended share buybacks and declared a $0.46 ADS dividend.


